For further information and updates regarding our office schedules/reopenings in an emergency situation, follow the Coalition on Twitter at @ELCpalmbeach or on Facebook at www.facebook.com/ELCpalmbeach.
FEMA/State Disaster Recovery Center (DRC)
FEMA may provide Transitional Shelter Assistance (TSA) to applicants who are unable to return to their pre-disaster primary residence because their home is either uninhabitable or inaccessible due to a Presidentially-declared disaster. TSA is intended to reduce the number of disaster survivors in congregate shelters by transitioning survivors into short-term accommodations through direct payments to lodging providers.
Under TSA, disaster survivors may be eligible to stay in a participating hotel or motel for a limited period of time and have the cost of the room and taxes covered by FEMA. For those who are eligible, FEMA will authorize and fund, through direct payments to participating hotels/motels, the use of hotels/motels as transitional shelters. The applicant is responsible for all other costs associated with lodging and amenities, including, but not limited to incidental room charges or amenities, such as telephone, room service, food, etc.
If you are a homeowner, you may be able to get a forbearance on your mortgage. The law requires that homeowners in a federal disaster area are given this option if they request it and Florida has been declared a federal disaster area.
A mortgage forbearance allows a person to stop making payments, or to make partial payments for a specific length of time agreed upon with the mortgage lender. The forbearance is not automatic and you must reach out to your mortgage lender and request it or apply for it.
Many credit card companies are also offering a disaster forbearance for credit card bills. In order to find out if you are eligible, please check with your credit card company and with your mortgage lender to see if they are participating and if you qualify.